22 Aug 2017 15:47

Alfa Banking Group boosts IFRS net profit 2.7-fold to $436 mln in H1

MOSCOW. Aug 22 (Interfax) - The Alfa Banking Group boosted net profit to International Financial Reporting Standards (IFRS) 2.7-fold year-on-year to $436 million in H1 2017, the bank said in a press release.

The Group includes ABH Financial and Alfa-Bank along with its subsidiaries. In H1 2017, net interest income increased 18.6% to $783 million. The bank said that this was due to a growth of interest income coupled with a decrease in interest rates. The net interest margin ratio was 4.4% compared to 4.5% at the end of 2016.

The loan portfolio before provisions grew 8.6% to $25.96 billion in H1. The corporate loan portfolio increased 7.6% to $22.53 billion and the retail loan portfolio increased 16% to $3.43 billion. The share of overdue loans (over 90 days) decreased to 2.8% from 4.2% at the start of the year.

Customer accounts increased 21.6% to $26.4 billion. Alfa Banking Group's equity grew 4.6% to $5.999 billion.

Alfa-Bank was Russia's 8th largest bank by assets at the end of H1 2017, according to the Interfax-100 ranking.