Interfax and United Credit Bureau develop system for evaluating credit risks of SMEs

The new service makes use of the UCB‘s accumulated credit histories of legal entities and individuals (founders and managers of companies), as well as comprehensive data from SPARK-Interfax (system for comprehensive analysis of business risk).

Aggregate credit risk assessments (SPARK-UCB Business Scoring) are generated using all available data about the businesses in question, processed according to a method developed by UCB and Interfax analysts. The service also envisages the development of customised models for evaluating borrowers‘ credit ratings at the request of banks.